HSA Investment Forecast Calculator
Portfolio Growth Projection
Year-by-Year Breakdown
| Year | BTC Price | BTC Holdings | BTC Value | USD Balance | Total Value | Contributions | Growth |
|---|
Model Assumptions
- Contributions are made as a lump sum at the beginning of each year
- BTC price growth is applied at the end of each year (annual compounding)
- USD allocation earns 0% return (held as cash)
- No taxes, fees, or transaction costs are modeled
- BTC is purchased at the exact market price (no slippage)
Disclaimer: This calculator is for educational and planning purposes only. Past performance does not guarantee future results. Bitcoin is highly volatile and your actual returns may vary significantly from these projections. Historical Bitcoin CAGR has exceeded 50%, but future performance cannot be predicted. HSA contribution limits change annually—verify current limits with the IRS. Consult with a qualified financial advisor before making investment decisions. Not all HSA providers allow cryptocurrency investments.
HSA Investment Forecast Calculator
Portfolio Growth Projection
Year-by-Year Breakdown
| Year | BTC Price | BTC Holdings | BTC Value | USD Balance | Total Value | Contributions | Growth |
|---|
Model Assumptions
- Contributions are made as a lump sum at the beginning of each year
- BTC price growth is applied at the end of each year (annual compounding)
- USD allocation earns 0% return (held as cash)
- No taxes, fees, or transaction costs are modeled
- BTC is purchased at the exact market price (no slippage)
Disclaimer: This calculator is for educational and planning purposes only. Past performance does not guarantee future results. Bitcoin is highly volatile and your actual returns may vary significantly from these projections. Historical Bitcoin CAGR has exceeded 50%, but future performance cannot be predicted. HSA contribution limits change annually—verify current limits with the IRS. Consult with a qualified financial advisor before making investment decisions. Not all HSA providers allow cryptocurrency investments.