For Individuals and Families

The First Bitcoin-Native HSA.

Healthcare costs are rising. The dollar is losing value. We built the solution: A sovereign Health Savings Account that allows you to save in bitcoin, tax-free.

Open a New Account or Transfer an Existing HSA
1

Sound Money for Sound Health

Don't let inflation eat your future.

Traditional HSAs park your hard-earned money in low-yield savings accounts that lose purchasing power every year. SOUND HSA is different. We merge the Triple-Tax Advantage of a legacy HSA with the scarcity and stability of Bitcoin.

  • Tax deductible contributions: Protect your health savings from inflation by holding the hardest money on earth
  • Tax-Free Growth: Watch your bitcoin appreciate. If it grows, you pay zero capital gains taxes on that growth within the account
  • Tax-Free Spending: Withdraw funds tax-free for qualified medical expenses whenever you need them
2

True Sovereignty. Zero Bureaucracy

Your money. Your health.

We believe that to build better healthcare, we need better money. SOUND HSA is a self-directed platform designed for the sovereign individual. You don't need a bank's permission to secure your future.

  • Full Ownership: We provide a transparent, self-directed model
  • Future-Proof: Opt out of the broken fiat healthcare system and build a nest egg that actually keeps up with rising costs
  • Total Transparency: No hidden fees or opaque banking layers. Just you and your sound money
3

Institutional-Grade Security

Freedom tech, fortified.

We combine the user experience of a modern tech app with the security of a regulated trust. Your path to health sovereignty is guarded by military-grade encryption.

  • Cold Storage: Your Bitcoin is held in offline, institutional-grade cold storage, protecting it from online threats
  • Regulated Custody: We partner with regulated trust companies to ensure your HSA remains IRS-compliant
  • Mobile-First Control: manage your wallet, track your performance, and execute buys instantly from our secure mobile app
4

Seamless Transfers

Escape the legacy system.

Already have an HSA? It's likely sitting in a fiat account earning 0.1%. You can transfer your existing funds to SOUND HSA without penalty.

  • Easy Transfer: We handle the heavy lifting. Transfer your funds from your old provider to SOUND HSA in a few simple steps
  • Consolidate: Bring your fragmented health savings into one powerful, Bitcoin-native dashboard
  • Immediate Impact: Turn your stagnant fiat savings into active Bitcoin investments the moment your funds settle
FAQs

Am I eligible to open an HSA?

You are eligible to open a Health Savings Account if you are:

  • Covered under an HSA-eligible High Deductible Health Plan
  • Not enrolled in Medicare
  • Not enrolled in a Healthcare/General Purpose Flexible Spending Account
  • You're not covered by any other secondary health insurance plan
  • Cannot be claimed as a dependent on someone else's tax return
Get Started Today

Ready to Take Control of Your Health & Wealth?

Join the movement toward sound health built on sound money.

Open an Account
or download the app
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