White Paper

Strategic Healthcare Funding via Health Savings Accounts: The Case for Bitcoin 

Executive Summary

Healthcare costs continue to rise at an alarming rate, creating significant financial

challenges for American retirees. Health Savings Accounts (HSAs) represent one of the

most powerful tax-advantaged investment vehicles available, offering triple tax benefits

that can substantially mitigate healthcare expenses. This white paper examines the

evolution of HSAs, quantifies the growing burden of healthcare costs, and presents a

compelling case for incorporating bitcoin as a strategic investment within HSA portfolios

based on its strong properties of sound money.

Written by: Mark Stephany, DO, Stuart Lackey, and Jon Gordon

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